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4Change Maxx Saver Select 12
4Change Maxx Saver Select 12 is a bill credit electricity plan that rewards you with a $100 discount if you hit exactly 1000 kWh of usage each month. But what happens if you use less or more?
We break down the real costs, potential savings, and risks so you can decide if this plan is right for your home.
Summary
- You must use at least 1000 kWh per month to receive the $100 bill credit. Any less or more, and your rate changes.
- The advertised rate only applies at exactly 1000 kWh. If your usage fluctuates, your cost per kWh can increase unexpectedly.
- If you miss the 1000 kWh threshold, your electricity bill could be significantly higher than a standard fixed-rate plan.
On this page:
Is 4Change Maxx Saver Select 12 Right for You?
Bill credit plans can offer significant savings only if you understand your electricity usage and regularly meet the required usage threshold.
Key Considerations:
- You must use at least 1000 kWh per month to receive the $100 bill credit.
- If your usage is above or below 1000 kWh, your rate changes, and you may end up paying more.
- The advertised rate includes the bill credit, so there’s no additional discount on your bill.
- Fixed-rate plans may provide more stable pricing if your usage fluctuates.
Before committing, use Live Link™ to shop with your actual usage and compare Maxx Saver Select 12 to other plans.
How Much Does 4Change Maxx Saver Select 12 Cost?
Maxx Saver Select 12 is designed for homes and apartments that use at least 1000 kWh of electricity each month. The chart above clearly shows the steep discount from the $100 bill credit once you hit 1000 kWh.
If you are considering signing up for 4Change Maxx Saver Select 12, make sure you shop with your home’s actual usage to see if you will benefit from the bill credit discount.
Potential Pitfalls of This Plan
- Not a True Fixed-Rate Plan – The bill credit structure means your rate per kWh isn’t stable.
- Miss the 1000 kWh Target? Pay More – Even minor usage variations can cause a big rate jump.
- Extra Fees Can Add Up – TDU delivery charges, late fees, and other service fees apply.
If you aren’t 100% sure you’ll hit 1000 kWh every month, consider a fixed-rate plan instead.
Additional Charges and Fees
Beyond the energy charge, 4Change Energy includes additional costs:
- Early termination fee – $20 per month remaining on the contract
- TDU charges – Fees from your local utility, added to every bill
- Other fees – Late payments, assisted payments, insufficient funds, document processing, and more
If you struggle with on-time payments or need to pay in small amounts, this plan may not be ideal due to potential penalties.
Should You Choose 4Change Maxx Saver Select 12?
This plan only works if you:
- Consistently use at least 1000 kWh per month
- Can track your usage and avoid missing the bill credit
- Are comfortable with a variable rate outside of the bill credit range
If that doesn’t sound like you, a fixed-rate plan will likely save you more over the year.
Use Live Link™ to compare plans based on your actual electricity usage.
4Change Maxx Saver Select 12 Alternatives
If you want stable pricing and predictable bills, here are some alternative options:
- Fixed-Rate Plans – A consistent price per kWh, no surprises.
- Prepaid Electricity Plans – Pay for what you use without contracts.
- Green Energy Plans – Get 100% renewable electricity at a stable rate.
Not sure what’s best? Use Live Link™ to shop plans based on your actual usage history.
Final Verdict: Should You Enroll?
4Change Maxx Saver Select 12 can offer savings, but only if you consistently use at least 1000 kWh every month.
A good fit if you:
- Have a large home or apartment with consistent electricity usage
- Can monitor your energy usage to ensure you meet the bill credit threshold
Bad fit if you:
- Have fluctuating energy use throughout the year
- Prefer a stable, predictable rate with no surprises
Before signing up, compare plans with Live Link™ to ensure you’re getting the best deal.
Frequently Asked Questions
- Are bill credit plans worth it?
Bill credit plans can be worth it, but only if your electricity usage consistently meets the required threshold to earn the credit.
If your usage fluctuates or falls below the required amount, these plans can cost significantly more than a standard fixed-rate plan.
When a Bill Credit Plan Might Work for You
- You have predictable, high energy usage – If your household regularly uses at least the required kWh (e.g., 1000 or 2000 kWh per month), you can consistently receive the bill credit and lower your effective rate.
- You live in a large home or have high energy needs – Homes with multiple residents, pools, or electric heating/cooling systems may benefit from the credit if they use enough energy.
- You track your usage closely – If you can monitor your energy consumption to ensure you hit the credit threshold each month, you can maximize savings.
When a Bill Credit Plan Can Cost You More
- Your usage is inconsistent – If you fall below the credit threshold even once, you lose the discount and pay a much higher rate.
- You use less energy than required – If your home’s energy use is lower than the bill credit threshold, you won’t benefit from the discount and could end up paying higher per-kWh rates.
- You don’t want to micromanage your electricity use – Unlike a fixed-rate plan, where your rate stays constant, bill credit plans require active monitoring to make sure you’re hitting the credit each month.
Key Takeaway
Bill credit plans only work if you consistently meet the required usage threshold. If you don’t, a fixed-rate plan is usually a safer and more predictable option.
Before choosing a bill credit plan, compare rates based on your actual energy usage with Live Link™ to see if it’s the best deal for you.
- Is the bill credit applied as a refund or a discount?
The bill credit is applied directly to your electricity bill as a discount. You won’t see a separate refund—your total charges will be reduced by $100 if you meet the usage requirement.
- Is 4Change Energy a Reliable Electricity Provider?
Yes, 4Change Energy is considered a reliable electricity provider in Texas. It is a subsidiary of Vistra Energy, the parent company of TXU Energy, one of Texas’s largest and most established energy companies.
4Change Energy is known for offering low-cost, value-driven electricity plans, primarily targeting budget-conscious consumers. It also has a strong customer focus and donates 4% of its annual profits to Texas-based charities.
However, like any provider, reliability depends on customer service, billing practices, and plan transparency. Some customers have praised their affordable rates, while others have expressed concerns about bill credit plans and variable rates if not appropriately managed.
If you’re considering 4Change Energy, it’s important to shop with your actual usage and carefully review the Electricity Facts Label (EFL) before signing up for a plan.
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